Interests on Title

An interest is a claim on a whole parcel of land, a title within a parcel of land, or against an interest already registered against a title to land. An interest is usually financial in nature, but this is not always the case. Other types can include access to a parcel.

There are over 150 types of interests that can be registered on a title. The most common types are leases, mortgages, and easements. Others include writs of execution, builders’ liens, heritage property designations and dozens more.

An interest can be registered against titles and other interests. For example, a lease may be mortgaged. In that case, the lease is registered against the title, and the mortgage is registered against the lease. With the exception of leases, if the parent interest is removed from a title, any directly associated child interest falls away.

There are four types of interest transactions that may be performed on a title:

Register an Interest on Title

Register an interest, like a mortgage or easement, on a land title.

Change the Holder of an Interest on Title

Interest holder(s) can transfer an interest on a title to another party. The formal name for this process in the Land Registry is an Interest Assignment.

Change the Details of an Interest on Title

Interest holder(s) can apply to change the details of an interest, like its value, its description or its expiry date. The formal name for this process in the Land Registry is an Interest Amendment.

Remove an Interest on Title

Interest holder(s) can apply to clear an interest from a title completely. The formal name for this process in the Land Registry is an Interest Discharge.

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