The Title and How to Read It

A title is a record of ownership of a specific parcel, and the interests registered on it. A lot of information can be found on a title if a person knows how to read it correctly.



Definitions

‘As of’ date - The exact date and time the title was accessed for information. The title information is accurate as of this time. This date can be used for filling out the conditional registration section of some forms. This is also useful when performing historical searches. 

Addresses for Service - The addresses for service section sets out the owner’s type (i.e., owner or alternate) and their address for service. All notices will be sent to both the registered owner(s) and the registered owner’s alternate(s).

Common Property Share - In a Condominium Plan, this term refers to the part of the land or common lands included in the plan that is not included in any unit.

Converted Instrument # (Converted Instrument number)
- The number assigned to an instrument in the paper-based system. This field is omitted on titles created after conversion, or on instruments registered after conversion. This is most useful for performing historical searches on instruments or interests. 

Converted Title
- The number assigned to a certificate of title in the paper-based system. Omitted on titles created after conversion. This is most useful for performing historical searches. 

Expiry Date
- Date when the interest will expire or go inactive. Not all interests will expire. 

Footnotes - The land description and parcel class code are displayed in this section.

Holder (Interest Holder)
- The person or non-person who has the interest registered against the title. 

Interests - 
The application submitted to ISC registering a charge, lien, or encumbrance against a parcel.  Includes all instruments, encumbrances, endorsements, charges, liens, etc. In the Interests section, the interest number, value, registration date, expiry date, interest holder name and address, interest register number, judgment registry number, and reinstatement date, if applicable, are displayed. Sub-interests are also displayed in this section, with a greater indent than interests (e.g. a mortgage of a lease). More information on Interests can be found in section 18 of The Land Titles Act, 2000.

Interest Scheduled Expiry Date - This field is exclusively used for parking designation interests. When a condominium unit owner has redesignated a parking space to another condominium unit, the parking designation interest will appear on two titles for a period of time. The Interest Scheduled Expiry Date is the date on which the parking designation will expire on the title giving up the parking space.

Interest # (Interest number) - The nine-digit number used to differentiate between multiple interests existing in one interest register. For instance, if a mortgage covers more than one title, each title would have a different interest number, but share an interest register number. 

Int. Register # (Interest Register number)
- The interest register number is a nine-digit number assigned to a registered interest. An interest may be registered on several titles. This number will be the same for all those titles, while each title will have its own Interest Number. 

Interest Value
- Some interests, such as mortgages, judgments and liens, must be given a value. 

Issued
- The date and time that the title became active. For example, on a title that was converted to the current online Land Titles registry system, the issue date and time reflect the point of conversion. On a title that has been created after conversion, it indicates the date and time the title became active. 

Issued Date
- The date and time that the title or abstract was converted to the current online Land registry system, or, following conversion, the date and time that the title or abstract was, for example, transferred, transformed, or transmitted.

Joint Tenants
- Owners who have one and the same interest in a parcel. They hold a single title. The relationship between ownership holders that allows them to create a single share to more than one ownership holder. There is right of survivorship between joint tenants.

Land Description
- the legal land description of the parcel held by the owner of this title. This can be used in several types of searches. 

Last Amendment Date
- The date the title was last modified. Actions that will cause a change to the Last Amendment Date include interest assignments, interest discharges, interest registrations, interest amendments, registration of a sub-interest, discharge of a sub-interest, removal of an alternate or adding a lock to title.

Actions that will not cause a change to the Last Amendment Date include change of name of title owner, change of name of interest holder, addition of an alternate, or removing a lock from title.

Lock
- When a lock is placed on a title or interest, it may prohibit future dealing with that title or interest until the issue that caused the locking has been resolved. The type of lock determines what kinds of transactions are prohibited (i.e., certain locks may prevent transfer but allow interests to be registered against the title.  Other locks may prohibit both transfer and interest registration). In the Locks section, the date, type, and description of the lock are displayed. A prohibition on a title or interest that may prevent any future dealing with that title or interest. There are many types of locks, all of which are dealt with in different ways. The example below is a common type of lock, where the land cannot be dealt with until the Registrar is satisfied that the circumstances requiring the setting of the lock have been addressed. Click here for more information on lock types.


Mineral Value - the value of the minerals in the parcel. When there are tenants in common, the mineral value reflects the total value of the parcel (i.e., the total of all title values).

Municipality -
The municipality – urban or rural – that the land is registered under. 

Notes
- Includes the parcel class code and any parcel tie information. 

Owner
- The registered owner of a title, an individual or entity entitled to a freehold estate in land.

Ownership Statement
- Sets out the owner(s), the relationship between the owners, and the parcel number.

Parcel Class Code
- An electronic code used to identify the rules for changing ownership, raising interests, and completing transforms for surface parcels only. It is for ISC internal use only.

Parcel # (Parcel number)
- A nine-digit number assigned to a parcel by the Controller of Surveys. This number will never change unless the parcel is transformed (subdivided or consolidated). It can therefore be used in many different searches, such as to find all the titles on a particular parcel. 

Parcel Ties
- Sometimes referred to as ‘tie codes.’ Used to identify parcels that must be dealt with at the same time. Separating these tied parcels would require permission to subdivide this land. 

Parcel Type
- A title can be issued for either the surface or the mineral commodities of a parcel. The mineral commodities may include such things as coal or oil. 

Parcel Value
- The value of the parcel at the time the title was issued. 

Reg’d (Registered)
- The exact date and time the interest was registered against this title. This may be important when there is a conditional registration on the transfer of the parcel. 

Registered Interests
- Any right, interest, or estate, whether legal or equitable, that is recognized at law and is less than title. For example, these can include easements, mortgages, encumbrances or liens.

Sask. Judgment Registry # (Saskatchewan Judgment Registry number) -
The nine-digit number assigned to a judgment that is registered in the Saskatchewan Judgment Registry. This registry contains different types of judgments, including federal and provincial judgments, which are documents that allow a person to enforce a court decision, and provincial maintenance judgments, which are court orders specifically for the payment of support. 

Shares
- The portion of a parcel owned by a person or persons in a surface parcel, mineral commodity or condominium unit. For example, the registered owner of an undivided ½ interest in a parcel owns 50% of that parcel.

Status - The status is ‘Active’ when the title is current. It is ‘Inactive’ when the title has been cancelled, such as when it is transferred to a new owner. 

Sub-Interest - An interest registered against another interest. It is further indented under the interest against which it is registered. 

Surface Value
- the value of the parcel. When there are tenants in common, the surface value reflects the total value of the parcel (i.e., the total of all title values).

Tenants in Common -
More than one owner, each holding a separate title representing a share of the parcel. A form of tenancy that arises when owners have community of possession but distinct titles to their share

Title # (Title number) - Designates the ownership of a single parcel of land. It links the owner with the parcel of land. This number is needed when filling out many forms, to specify exactly which title is being transferred or otherwise affected, and is also useful in various types of searches.

Title Value - The value of the titleholder’s portion of the parcel. When there are tenants in common, the title value reflects the value of the registered owner’s portion of the land in the parcel.

Unit Value
- the value of the condominium unit.